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Clayton State University Financial Aid

Frequently Asked Questions

Your Financial Aid Award

Do I need an assigned Clayton State University email address?
Yes! It is the official email address we will use to keep you informed of important financial aid information. You are responsible for all email sent to your Clayton State University email address, and we recommend that you check it frequently. More information is available at http://thehub.clayton.edu/.

Why was I awarded for Fall and Spring, but not Summer?
Students who are awarded for Fall and Spring Semesters are awarded their entire eligibility for the academic year.  Students who attend full-time both semesters and accept all loan funds offered may not have additional federal funds available for Summer Semester.  However, there are many variables that determine aid eligibility such as the Spring Check Point for HOPE, SAP, etc.  For that reason, a survey question will be available when you log on to the DUCK in late Fall Semester or early Spring Semester regarding Summer financial aid.  You must complete the one question survey to be reviewed for Summer financial aid.  After the review is complete, you will receive notification of your Summer financial aid eligibility.

What is the difference between the subsidized and the unsubsidized loan?
A Stafford Loan is a government-guaranteed loan available to students. There are two types of Stafford loans; subsidized and unsubsidized. The subsidized Federal Stafford loan, is based on financial need. With a subsidized Stafford, the government pays the interest while you're in school.

With an unsubsidized Stafford, the amount you are eligible to receive is not based on your financial need. You are responsible for the interest while you are in school. You can either pay the interest while you are in school or defer it until after graduation. You should note that if you defer the interest, it will be capitalized upon graduation and will raise the overall cost of your loan.

Will financial aid pay for audited classes?
No. Audit status in a class does not qualify for financial aid. Auditing a course means that a student may enroll in the class but will not receive credit for the course. Audited classes cannot be used at a later date for college credit or to fulfill admission or graduation requirements.

Do I have to be enrolled full-time to receive HOPE?
No, you do not have to be enrolled full-time to receive the HOPE Grant or the HOPE Scholarship. If you are enrolled less than half-time, your book allowance will be reduced to $75.

If I withdraw, will it affect my financial aid?
It can. Students who withdraw may be required to repay to the federal program the amount of unearned financial aid funds disbursed to them based upon their withdrawal date. If you owe funds, you will be billed by the Bursar’s Office approximately 4 to 6 weeks after you withdraw. Also, withdrawals can affect your future financial aid eligibility. You must have a 67% completion rate for all attempted courses. For more information, see the Frequently Asked Questions regarding Withdrawals.

Why doesn’t my book money show up when I check my LakerCard?
Your book money will not appear on your LakerCard if you scan it to check your balance. It will only show when your LakerCard is scanned in the Campus Store. Check the Schedule of Classes each semester for the dates that your book money credit can be used.

When will I receive my refund/reimbursement?
After your student account charges (tuition, fees, book store purchases, etc) in the Bursar's Office have been paid in full, you will receive any financial aid amount remaining on your account. The refund/reimbursement will be processed for you according to how you set up your Clayton State OneCard account.  For more information, visit claytonstateonecard.com or contact the LakerCard Center at (678) 466-4215.  The Financial Aid Office does not process or mail refunds so we cannot tell you the amount of your refund or when it will be processed. If you have additional questions about refunds, contact the Bursar's Office.

*If you have additional questions about refunds, see the Withdrawal Frequently Asked Questions or contact the Bursar's Office.

If I lose my HOPE Scholarship eligibility, can I get it back?
Yes. Students have an opportunity to regain the HOPE Scholarship after they have attempted 30, 60, or 90 semester hours of study with a 3.00 cumulative HOPE GPA. Students cannot regain HOPE eligibility beyond the 90th hour checkpoint. Additional information on HOPE can be found here.