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Clayton State University Financial Aid

Loan Information

Borrower's Benefits
This site contains a list of the borrower's benefits from different lenders.

Entrance Loan Counseling
The Department of Education requires all first-time/first-year borrowers to have student loan entrance counseling. You will not be able to receive your loan disbursement until this requirement has been satisfied.

Exit Loan Counseling
The federal government requires us to counsel students regarding their rights and responsibilities as a student loan borrower before they graduate or leave school.

Federal Stafford Loan Programs
Additional information on the Stafford Loan programs can be found at this website.

Frequently Asked Questions
Check this site for answers to most of your loans questions.

Loan Application
In order to complete your Loan Acceptance Form, you must log onto the DUCK. If you are eligible to apply for a Stafford loan, there will be a link available in the message portal. Loan requests are normally processed in 10 – 14 business days. Please allow additional time for loan requests to be processed during peak times.

Loan Consolidation
You will find information on consolidating your student loans.

Loan Limits
There are both annual and lifetime loan limits for students. This web site provides important information on those limits.

Loan Repayment Calculator

NSLDS (National Student Loan Data System)
At this website you will be able to access your loan history, loan balance, lender and guarantor information.

PLUS Loan Application
You must be awarded a PLUS loan to access this application. Contact the Financial Aid Office at FinancialAid@clayton.edu to obtain the username and password information.

Federal Stafford Service Cancelable Loan
You must be awarded a Federal Stafford Service Cancelable Loan to access this application. Refer to your award letter to obtain the username and password information or contact the Financial Aid Office at FinancialAid@clayton.edu.

Preferred Lender List
This site contains a list of Clayton State University's preferred lenders.

Salary Research
This will allow you to research salaries to help see if you will make enough money to repay your student loans.