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Clayton State University Financial Aid

Peer Financial Counseling Program

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Making It on a College Budget: The Basics

The purpose of this module is to help you to gain skills in managing your income and expenses effectively. This will help you make the most of your money for college.

Staying on Good Terms: Credit and Debt

Because credit cards are such a big issue for college students, this seminar explores different typed of credit, responsible credit card use, what to do if you can’t pay your credit card bill

Staying on Top: Credit Reports and Credit Scores

This lesson focuses on what is in a credit report, what impacts your credit history may have, and how to request your credit report.

Choosing to Understand Student Loans

This module presents guidelines on how much student loan debt you can handle, the impact of interest, the consequences of defaulting and reasonable expectations about starting salaries.

Becoming a Millionaire: Savings and Investments

This module teaches how to start a savings plan, different types of investment instruments and criteria for choosing the most appropriate investment instrument for you.

Get a Head Start: Lease Smart

This module teaches what a lease is, what information is usually required from the renter when completing a rental application, the role of the move-in and move-out inspection, and your rights and responsibilities as a tenant, including your right to have your security deposit returned if you’ve been a responsible tenant.

Identity Theft: How to Protect Yourself

This Module describes the ways in which identity theft occurs, how to avoid it, and what to do if you are a victim.

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